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. The onus is now on borrowers to prove they#39;re good candidates for a home loan and banks dont look favourably upon gambling, brokerage White Knight Finance director Steve Vicary told Domain. Any idea that someone has a gambling habit is a red flag to a lender, he said. Weve had a couple of clients whove had a direct impact.

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. There are several circumstances where gambling can present a large problem for home loan applicants. Gambling addiction is a serious personal problem that can also lead to financial issues. For example, it could cause you to miss credit card repayments, incur cash advances on your credit card or even apply for a short term loan to fund your habit.

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Apply for a loan Please provide your information below to complete application. All fields are required unless otherwise noted. Desired Loan Amount Important information about our Loan Amounts and Fees Loan Purpose Bill Consolidation Medical Expenses Auto Repair Auto Purchase Vacation Expenses Other.

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How does gambling affect your mortgage application?.

Applying and getting approved for a mortgage is a tricky process. It can be affected by a lot of factors. Betting, whether online or offline, can affect your mortgage application. This applies mostly to problem gamblers. But it can also apply to occasional gamblers, especially if there are other concerns for the lender.

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Brought to you by Sapling. Report your gambling winnings on your mortgage application form in the section titled quot;other incomequot; or quot;assets.quot; The winnings are more appropriate for quot;other incomequot; if they come in regular payments over time. A single windfall should be listed under quot;assets.quot; Maintain realistic expectations. City, State, Zip Code. RE: Loan application for 100,000. Dear, Loan Officers Name I am writing this letter formally requesting for favorable consideration of my loan request. I have been working for this bank for the last 20 years, and each month payment is sent to my checking account.

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